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So I did a little research and it turns out they aren't ladybugs, but Multicolored Asian Lady Beetles, or Harmonia axyridis, and they're a big nuisance throughout the state. There's a good article on the phenomenon here (with scary picture of beetle infestation). What's interesting is that they were introduced to the area in the 1980s to control tree aphid populations, and it worked. The only catch is that for a few weeks in the fall, after they've been chowing down on aphid cacciatore all summer, the fat and happy bugs have to find lodgings pronto before hibernation season arrives, so they swarm. As we just had our first frost last week, all the bugs in town are out cruising for rooms. Everyone seems pretty tolerant of the little critters, but but I did hear some guy yesterday say one bit him. I've been considering subleasing the upstairs bedroom to a few thousand ladybug families this winter, but I may have to reconsider if there's a chance they might get hungry and find I taste like aphid.